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FIRE Calculator Canada

Estimate your FIRE number as 25 times annual spending, your portfolio at a target retirement age and whether your savings rate gets you there. CPP and OAS are noted, not calculated here.

Your details

Instant result — 2026 defaults filled, edit anything. All fields are prefilled with the 2026 Canada defaults and the result shows instantly. Change any field and it recalculates instantly. Reset restores the 2026 defaults.

Annual spending ($)Prefilled with the 2026 default — edit if you want, e.g. 60000.

Annual savings ($)Prefilled with the 2026 default — edit if you want, e.g. 20000.

Current portfolio ($)Prefilled with the 2026 default — edit if you want, e.g. 50000.

Annual return (%)Default: 6% — you can change it.

Current agePrefilled with the 2026 default — edit if you want, e.g. 35.

Target retirement agePrefilled with the 2026 default — edit if you want, e.g. 55.

Your results

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Calculated with the 2026 Canada rules shown on this page. This is not tax, legal or financial advice, and not an official CRA / Service Canada determination.

Advanced

About FIRE Calculator Canada

Estimate your FIRE number as 25 times annual spending, your portfolio at a target retirement age and whether your savings rate gets you there. CPP and OAS are noted, not calculated here. The result appears instantly with the 2026 defaults filled in — edit anything you want.

FAQs

What does this calculator do?

Estimate your FIRE number as 25 times annual spending, your portfolio at a target retirement age and whether your savings rate gets you there. CPP and OAS are noted, not calculated here.

How do I use it?

The result appears instantly with the 2026 defaults filled in — edit any field and it updates instantly, with no signup.

Is the result official?

No. This is a calculator estimate based on the 2026 rules shown on this page, not an official CRA / Service Canada determination. Check official rules for your case.

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