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GRSP Employer Match Calculator

See the real value of an employer group RRSP match, your effective contribution rate and the retirement impact of the match.

Your details

Instant result — 2026 defaults filled, edit anything. All fields are prefilled with the 2026 Canada defaults and the result shows instantly. Change any field and it recalculates instantly. Reset restores the 2026 defaults.

Annual salary ($)Prefilled with the 2026 default — edit if you want, e.g. 80000.

Your contribution (%)Prefilled with the 2026 default — edit if you want, e.g. 5.

Employer match (%)Prefilled with the 2026 default — edit if you want, e.g. 3.

Annual growth rate (%)Default: 5% — you can change it.

Years until retirementPrefilled with the 2026 default — edit if you want, e.g. 20.

Your results

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Calculated with the 2026 Canada rules shown on this page. This is not tax, legal or financial advice, and not an official CRA / Service Canada determination.

Advanced

About GRSP Employer Match Calculator

See the real value of an employer group RRSP match, your effective contribution rate and the retirement impact of the match. The result appears instantly with the 2026 defaults filled in — edit anything you want.

FAQs

What does this calculator do?

See the real value of an employer group RRSP match, your effective contribution rate and the retirement impact of the match.

How do I use it?

The result appears instantly with the 2026 defaults filled in — edit any field and it updates instantly, with no signup.

Is the result official?

No. This is a calculator estimate based on the 2026 rules shown on this page, not an official CRA / Service Canada determination. Check official rules for your case.

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