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Income Tax Calculator

Estimate your Canadian income tax and take-home pay for 2026.

Your details

Instant result — 2026 defaults filled, edit anything. All fields are prefilled with the 2026 Canada defaults and the result shows instantly. Change any field and it recalculates instantly. Reset restores the 2026 defaults.

Employment type

Self-employed pay both employee + employer CPP (double rate) and are exempt from EI unless opted in.

Annual income ($)Prefilled with the 2026 default — edit if you want, e.g. 80000.

ProvinceChoose your province — the rate fills in, then you can change it.

Your tax rate (%) — 0 = use 2026 brackets0 = use 2026 brackets — enter your own rate to override.

Age (years) — CPP applies 18-69Prefilled with the 2026 default — edit if you want, e.g. 35.

Other income ($)Prefilled with the 2026 default — edit if you want, e.g. 0.

RRSP contribution ($)Prefilled with the 2026 default — edit if you want, e.g. 0.

CPP rate (%)Default 2026: 5.95% — you can change it.

EI rate (%)Default 2026: 1.63% — you can change it.

2026 defaults — edit anything

These values are prefilled with the 2026 Canada defaults and the result shows instantly. Edit any of them and the result updates instantly.

CPP basic exemption ($)Default 2026: 3500 — edit it if you want.

CPP max pensionable earnings ($)Default 2026: 74600 — edit it if you want.

CPP2 ceiling ($)Default 2026: 85000 — edit it if you want.

CPP2 rate (%)Default 2026: 4 — edit it if you want.

CPP1 max ($)Default 2026: 4230.45 — edit it if you want.

CPP2 max ($)Default 2026: 416 — edit it if you want.

EI max ($)Default 2026: 1123.07 — edit it if you want.

EI max insurable earnings ($)Default 2026: 68900 — edit it if you want.

Your results

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2026 federal + provincial brackets and BPA used. Credits beyond the basic personal amount and some provincial surtaxes are not modelled — check official rules for your case.

Advanced

About Income Tax Calculator

Estimate your Canadian income tax and take-home pay for 2026. The result appears instantly with the 2026 defaults filled in — edit anything you want.

FAQs

What does this calculator do?

Estimate your Canadian income tax and take-home pay for 2026.

How do I use it?

The result appears instantly with the 2026 defaults filled in — edit any field and it updates instantly, with no signup.

Is the result official?

No. This is a calculator estimate based on the 2026 rules shown on this page, not an official CRA / Service Canada determination. Check official rules for your case.

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